Renters insurance is a policy protecting home valuables you own, even if you don’t own your residence. This covers personal possessions such as furniture, electronics, clothes, and much more.
While your landlord most likely has the domicile insured, his or her insurance will not cover the items contained within. You, as the leasee, are obliged to insure your own property separately. This may sound expensive, but it really is inexpensive, and usually comes out to be only a dollar or two a day. For the peace of mind that all your possessions are protected, that is a very small price to pay.
Depending on the policy, your renters insurance may cover losses caused by fire, storms, wind, hail, lightning, theft, vandalism, riots, aircraft and vehicles.
Do note that renters insurance may not cover if the insured intentionally causes harm to property or person, business pursuits or professional services, and ownership, operation, or maintenance of aircraft, motor vehicles and some watercraft
Make sure to call us today at (727) 546-5600, or e-mail us to get your free quote today!